Planning Process
Our
Process
Financial Planning is a comprehensive, ongoing process that begins with defining your goals and resources. Using that information, our Private Wealth Management Team develops a customized plan to get you there, tracking your progress along the way.
Initial Interview
This first meeting is all about you, interviewing us. We will be the first to admit that we are not a perfect fit for everyone, which is why our first meeting is complimentary to determine just that. During our conversation, we will answer your questions about us, our process, and identify what you are trying to accomplish. If you decide to hire us, we will provide a written proposal explaining the fee for the plan and then begin onboarding.
Onboarding
Once our engagement has been determined, we will begin the onboarding process to build your plan. You will be provided with a list of relevant documents needed and given access to your financial website. Upon collection of all documents, we will move on to the discovery phase.
Discovery
In this meeting, we will review your goals, dreams, and challenges. We will explore your current financial situation and identify your risk tolerance, financial concerns, and discover and prioritize your financial goals.
Rough Draft
This is an educational meeting where we propose a first draft of your unique financial plan. Together, we will identify different options, eliminate those that are unsuitable, and utilize only those that best fit your risk and comfort level.
Final Draft
While no plan is “final”, You will learn about the different programs and strategies available to help you reach your goals. You will be provided with a list of recommendations, which have been prioritized in order of importance based on our discovery thus far.
30-Day Plan Review
Finally, we will conduct a 30-day plan review. This will allow you to ask questions or discuss additional planning variables upon absorbing the information presented during your final draft meeting. We will also discuss implementation, if relevant, to meet your needs.